Rates

APY = Annual Percentage Yield

Rates effective as of 9/2/2015.


Kasasa Cash*

BalanceInterest RateAPY
Balances up to $10,0002.96%3.00%
Balances over $10,0000.15%3.00% to 0.41%
All balances if qualifications aren't met0.05%0.05%

$100 minimum deposit to open.

Fees may reduce earnings.

Rates may change after the account is open.

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking.

Kasasa Saver*

BalanceInterest RateAPY
Balances up to $25,0001.00%1.00%
Balances over $25,0000.15%1.00% to 0.32%
All balances if qualifications aren't met0.05%0.05%

$100 minimum deposit to open.

Fees may reduce earnings.

Rates may change after the account is open.


To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Deposit Accounts

TypeMinimum Deposit To OpenMinimum Balance to Earn APYRateAPY
Savings$100.00$1000.05%0.05%
Money Market$1,500Below $2,5000.05%0.05%
$2,500 - $9,999.990.05%0.05%
$10,000 - $24,999.990.05%0.05%
$25,000+0.10%0.10%
Super Now$1,500Below $3,0000.03%0.03%
$3,000+0.07%0.07%
First Choice Checking$100Below $3,0000.03%0.03%
$3,000+0.07%0.07%
Senior Advantage$100Below $1,5000.00%0.00%
$1,500+0.05%0.05%

Fees may reduce earnings.

Rate may change after the account is open.

Certificates of Deposit (CDs)

TermRateAPY
31 Day0.05%0.05%
3 Month0.10%0.10%
6 Month0.15%0.15%
12 Month0.15%0.15%
18 Month0.20%0.20%
24 Month0.30%0.30%
30 Month0.30%0.30%
36 Month0.40%0.40%
48 Month0.70%0.70%
60 Month0.85%0.85%

Penalty for early withdrawal.

CD Specials

TermRateAPY
10 month0.65%0.65%
15 month0.85%0.85%

Penalty for early withdrawal.