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Deposit Account Rate Summary

Effective:  July 16, 2014

We keep our rates posted as a convenience to our customers in making their financial decisions. We do our best to keep them current but realize rates are subject to change. Please see or call us (814-653-8232) if you have any questions.

Type Min Amt To Open Min Bal For APY * Interest Rate APY **
Savings $100 $100 .05% .05%
MMDA $1,500 < $2,500
$2,500 - $9999.99
$10,000 - $24,999.99
$25,000 & Above
.05%
.05%
.05%
.10%

.05%
.05%
.05%
.10%

Super Now $1,500 < $3,000
$3,000 & Above
.03%
.07%
.03%
.07%
First Choice Checking $100 < $3,000
$3,000 & Above
.03%
.07%

.03%
.07%

Senior Advantage $100 < $1,500
$1,500 & Above
.00%
.05%
.00%
.05%

Fees could reduce earnings.

Rate may change after the account is open.

Type

Min Amt To Open Min Bal For APY * Interest Rate APY **
31 Day COD No Minimum No Minimum .05% .05%
3 Month COD No Minimum No Minimum .10% .10%
6 Month COD No Minimum No Minimum .15% .15%
12 Month COD No Minimum No Minimum .15% .15%
18 Month COD No Minimum No Minimum .20% .20%
24 Month COD No Minimum No Minimum  .30% .30%
30 Month COD No Minimum No Minimum .30% .30%
36 Month COD No Minimum No Minimum  .40%  .40%
48 Month COD No Minimum No Minimum .70% .70%
60 Month COD No Minimum No Minimum .85% .85%
Specials
7 Month COD
No Minimum No Minimum .50% .50%
10 Month COD
No Minimum No Minimum .65% .65%
33 Month COD
No Minimum No Minimum 1.00% 1.00%
62 Month COD
No Minimum No Minimum 1.59% 1.60%

Penalty may be imposed  for early withdrawal.


* Daily Balance (the full amount of principal in the account each day)
** Annual Percentage Yield

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