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Deposit Account Rate Summary

Effective:  February 1, 2012

We keep our rates posted as a convenience to our customers in making their financial decisions. We do our best to keep them current but realize rates are subject to change. Please see or call us (814-653-8232) if you have any questions.

Type Min Amt To Open Min Bal For APY * Interest Rate APY **
Savings $100 $100 .10% .10%
MMDA $1,500 < $2,500
$2,500 - $9999.99
$10,000 - $24,999.99
$25,000 & Above
.05%
.05%
.10%
.20%

.05%
.05%
.10%
.20%

Super Now $1,500 < $3,000
$3,000 & Above
.05%
.10%
.05%
.10%
Generations Gold $100 < $3,000
$3,000 & Above
.05%
.10%

.05%
.10%

Senior Advantage $100 < $1,500
$1,500 & Above
.00%
.05%
.00%
.05%
31 Day COD $1,000 $1,000 .15% .15%
3 Month COD $1,000 $1,000 .15% .15%
6 Month COD $1,000 $1,000 .20% .20%
12 Month COD $1,000 $1,000 .25% .25%
18 Month COD $1,000 $1,000 .35% .35%
24 Month COD $1,000 $1,000  .50% .50%
30 Month COD $1,000 $1,000 .50% .50%
36 Month COD $1,000 $1,000 .60% .60%
48 Month COD $1,000 $1,000 1.00% 1.00%
60 Month COD $1,000 $1,000 1.295% 1.30%
Current Specials
7 Month Special No Minimum No Minimum   .45%   .45%
10 Month Special No Minimum No Minimum   .50%   .50%
15 Month Special No Minimum No Minimum  .75% .75%
21 Month Special No Minimum No Minimum 1.05% 1.05%
37 Month Special No Minimum No Minimum 1.144% 1.15%
62 Month Special No Minimum No Minimum 1.395% 1.40%

* Daily Balance (the full amount of principal in the account each day)
** Annual Percentage Yield

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