Rates

APY = Annual Percentage Yield

Rates effective as of 8/27/2014.

Fees may reduce earnings.

Rate may change after the account is open.


Kasasa Cash*

BalanceInterest RateAPY
Balances up to $10,0002.96%3.00%
Balances over $10,0000.15%3.00% to 0.41%
All balances if qualifications aren't met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceInterest RateAPY
Balances up to $25,0001.00%1.00%
Balances over $25,0000.15%1.00% to 0.32%
All balances if qualifications aren't met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Deposit Accounts

TypeMinimum Deposit To OpenMinimum Balance to Earn APYRateAPY
Savings$100.00$1000.05%0.05%
Money Market$1,500Below $2,5000.05%0.05%
$2,500 - $9,999.990.05%0.05%
$10,000 - $24,999.990.05%0.05%
$25,000+0.10%0.10%
Super Now$1,500Below $3,0000.03%0.03%
$3,000+0.07%0.07%
First Choice Checking$100Below $3,0000.03%0.03%
$3,000+0.07%0.07%
Senior Advantage$100Below $1,5000.00%0.00%
$1,500+0.05%0.05%

Fees could reduce earnings.

Rate may change after the account is open.

Certificates of Deposit (CDs)

TermRateAPY
31 Day0.05%0.05%
3 Month0.10%0.10%
6 Month0.15%0.15%
12 Month0.15%0.15%
18 Month0.20%0.20%
24 Month0.30%0.30%
30 Month0.30%0.30%
36 Month0.40%0.40%
48 Month0.70%0.70%
60 Month0.85%0.85%

Penalty for early withdrawal.

CD Specials

TermRateAPY
7 Month0.50%0.50%
10 Month0.65%0.65%
33 Month1.00%1.00%
62 Month1.59%1.60%

Penalty for early withdrawal.