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Deposit Account Rate Summary

Effective:  August 20, 2008

We keep our rates posted as a convenience to our customers in making their financial decisions. We do our best to keep them current but realize rates are subject to change. Please see or call us (814-653-8232) if you have any questions.

Type Min Amt To Open Min Bal For APY * Interest Rate APY **
Savings $100 $100 .25% .25%
MMDA $1,500 < $2,500
$2,500 - $9999.99
$10,000 - $24,999.99
$25,000 & Above
.15%
.20%
.25%
1.00%

.15%
.20%
.25%
1.00%

Super Now $1,500 < $3,000
$3,000 & Above
.10%
.15%
.10%
.15%
Generations Gold $100 < $3,000
$3,000 & Above
.10%
.15%

.10%
.15%

Senior Advantage $100 < $1,500
$1,500 & Above
.00%
.15%
.00%
.15%
31 Day COD $1,000 $1,000 .55% .55%
3 Month COD $1,000 $1,000 1.49% 1.50%
6 Month COD $1,000 $1,000 1.49% 1.50%
12 Month COD $1,000 $1,000 1.83% 1.85%
18 Month COD $1,000 $1,000 1.93% 1.95%
24 Month COD $1,000 $1,000 2.23% 2.25%
30 Month COD $1,000 $1,000 2.33% 2.35%
36 Month COD $1,000 $1,000 2.47% 2.50%
48 Month COD $1,000 $1,000 2.72% 2.75%
60 Month COD $1,000 $1,000 2.81% 2.85%
Current Specials
7 Month Special No Minimum No Minimum 2.96% 3.00%
15 Month Special No Minimum No Minimum 3.20% 3.25%
21 Month Special No Minimum No Minimum 3.49% 3.55%
37 Month Special No Minimum No Minimum 3.93% 4.00%
62 Month Special No Minimum No Minimum 4.12% 4.20%

* Daily Balance (the full amount of principal in the account each day)
** Annual Percentage Yield

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